Senior citizen FD rates in 2026 are no longer just a polite retirement perk offered by banks. They have quietly become a financial lifeline for millions of older Indians who now depend on fixed deposits for survival income. Why? Because pensions are rare.Because medical costs are exploding.Because equity markets feel terrifying after retirement.Because rental yields … Read more
The fixed deposit vs debt mutual fund debate in 2026 is no longer a nerdy finance discussion that only wealth managers care about. It has quietly become one of the most financially dangerous decision points for ordinary Indian savers. Why? Because interest rates are unstable.Tax rules have changed the game.Inflation is eating real returns.And millions … Read more
The UPI transaction limit per day in 2026 is one of the most misunderstood and silently dangerous parts of India’s digital payment system. People assume: “UPI toh unlimited hai.”“Bas bank balance hona chahiye.”“Mera app chalega toh payment ho jaayega.” Then one day: A big payment fails.A hospital bill gets stuck.A property token amount doesn’t go … Read more
Term insurance in India in 2026 has quietly become one of the most misunderstood financial products, even though it is supposed to be the simplest. People obsess over the cheapest premium, compare only one number on aggregator apps, and assume all policies are the same as long as the cover amount looks large. That mindset … Read more